Should You Tap Retirement Savings to Fund College? There are three things to consider before dipping into retirement savings to pay for college. Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Surprises Making the most of surprises is a great reason to work with us. Your Shifting Risk Tolerance Time and market performance may subtly and slowly imbalance your portfolio. What Is My Current Cash Flow? Assess whether you are running “in the black” or “in the red” each month.